EMBEDDED FINANCE
Forge next-level financial experiences
Power businesses with financial tools seamlessly integrated into the software workflows they already run on. Make your platform more valuable, more connected and ready for what's next.
Power every financial touchpoint
Embedded finance gives you more ways to support the businesses you serve. Help them act on opportunity, simplify day-to-day operations and grow with financial tools built right into the software they already rely on.
Deepen relationships and unlock revenue
Give your customers more ways to manage their finances while creating new opportunities for revenue and retention.
Add financial services without the heavy lifting
Deliver flexible funding and built-in banking with one API call and three lines of HTML. We handle the operational and regulatory complexity so you can focus on your core platform.
Tap into technology, scale and expertise
Bring embedded finance to market through a single integration, backed by the infrastructure and expertise to support you along the way.
The case for embedded finance is clearer than ever
The numbers prove embedding financial solutions drives platform growth, boosts customer loyalty and delivers value for your platform, your merchants and their customers.
- 90% of software users consider access to financial products and services critical to their operations.¹
- 2–5X higher customer lifetime value for platforms with embedded finance.²
- 76% of software users are willing to pay a premium for embedded financial services.³
Expand what your platform can offer
Working Capital
Give your customers access to fast, flexible funding. Our secure, pre-built solution avoids all the hassles of traditional financing, helping your customers cover costs from equipment and inventory to payroll and unexpected expenses.
Money Management
Make your platform the financial hub for your customers. In less than a sprint, deliver business banking accounts and debit cards that bring operations and finances together, deepening relationships and unlocking new revenue.
Experience embedded finance in action
Step into our interactive demo to see how our solutions seamlessly integrate into and enhance the workflows your merchants already know and love.
Partner case study: More financial services lead to stronger relationships
See how Inktavo used Working Capital to strengthen customer loyalty, encourage repeat borrowing and create new opportunities to serve their customers.
We’ve found that the Working Capital lending solution has significantly increased customer loyalty to our platform. Our merchants who have tried Working Capital have been highly willing to accept a second or third lending offer, and our customers are more willing to try additional new products from us because they’ve had such a positive experience. Most importantly, Global Payments for Platforms continues to show commitment to our mission of providing solutions to our customers that provide real, meaningful, benefits and are easily accessible through our fully integrated platform.Vice President of Payments | Inktavo
Buyer’s guide: How to choose the right embedded payments partner
Explore how leading software platforms are using embedded payments, lending, money management and more to become indispensable to their users — and why now is the time to capture the opportunity.
Let's put fintech to work for your platform
With the technology, expertise and scale to support every stage of the journey, we'll help you maximize results.
¹ Worldpay, 2025 Merchant Insider Report
² Andreessen Horowitz, Fintech Scales Vertical SaaS
³ The Paypers, Embedded Finance and Banking-as-a-Service Report 2024
All loans are issued by Celtic Bank. All loans and offers are subject to credit approval, identity verification, and periodic review, and may change without notice. Bank transfers are subject to review.