{"id":1216,"date":"2025-09-11T21:51:49","date_gmt":"2025-09-11T21:51:49","guid":{"rendered":"https:\/\/platforms.globalpayments.com\/en\/?page_id=1216"},"modified":"2026-09-27T16:03:58","modified_gmt":"2026-09-27T16:03:58","slug":"payto","status":"publish","type":"page","link":"https:\/\/platforms.globalpayments.com\/en\/payto\/","title":{"rendered":"PayTo"},"content":{"rendered":"<section class=\"wrapper-block overflow-hidden align wp-block-wrapper has-background has-bottom-dark-blue-to-purple-gradient-background  \"\n    style=\"\"\n    id=\"wrapper-block_5db38eda2e38ce3018bbba418af4b856\">\n    <div class=\"acf-innerblocks-container\">\n<section class=\"hero-right-image-block overflow-hidden bg-transparent\" id=\"hero-right-image-block_392bf3b1af0eb3a597e97ed1daa2e329\">\n    \n    \n    <div class=\"container-edge-right\">\n\n        <div class=\"flex flex-col flex-wrap pt-6 -mx-8 lg:pt-24 md:flex-row xl:-mx-16 max-w-2000\">\n            <div\n                class=\"flex flex-col justify-center order-1 w-full px-8 py-8 md:mb-0 xl:px-16 md:w-1\/2 md:py-16 md:px-8 md:order-0\">\n                <div class=\"acf-innerblocks-container\">\n\n<p class=\"is-style-label-black has-white-color has-text-color has-link-color wp-elements-dc25e2051e779504c985f3fa459d1265 wp-block-paragraph\"><strong>payto<\/strong><\/p>\n\n\n\n<h1 id=\"h-power-a-modern-flexible-account-to-account-payment-experience-with-payto\" class=\"wp-block-heading has-white-color has-text-color has-link-color mb-0 wp-elements-db0f8344bf1bad9a1f54b906393b8eb4\">Power a modern, flexible, account-to account payment experience with PayTo\u00ae<\/h1>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color has-2-xl-font-size wp-elements-52c767a616e806b53d364136cd2351a2 wp-block-paragraph\">PayTo is the next evolution of payments in Australia, offering real-time, direct from banking app, account-to-account payments.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color has-2-xl-font-size wp-elements-138819f64f75a4b091bd3b94857f34da wp-block-paragraph\">Global Payments for Platforms makes it easy to embed PayTo into your platform so merchants can get paid faster, reduce fraud, and improve the customer experience.<\/p>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-dcdff7d1da0432828064da7e30bf4ecd wp-block-paragraph\">(Available in Australia only)<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-brand-blue-background-color has-background wp-element-button\" href=\"\/en\/get-started\/\"><strong>Talk to us<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-gradient-outline\"><a class=\"wp-block-button__link has-brand-blue-background-color has-background wp-element-button\" href=\"\/en\/blog\/payto\/\"><strong>See our award<\/strong><\/a><\/div>\n<\/div>\n\n<\/div>\n            <\/div>\n                            <div\n                    class=\"relative flex flex-col justify-end w-full md:pb-0 xl:px-16 md:w-1\/2 md:px-8 order-0 md:order-1 \">\n                                            \n                        \n                        \n                        \n                        \n                        <div\n                            class=\"hero-right-image__media is-style-force-mobile-right md:relative md:mr-[-2rem] md:w-full md:overflow-hidden md:aspect-[4\/3] xl:mr-[calc(-4rem-var(--tw-container-padding))]\">\n                            <img decoding=\"async\" class=\"hero-right-image__image w-[130%] md:absolute md:inset-0 md:h-full md:w-full md:object-cover\"\n                                src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/2026\/09\/payouts.png\"\n                                alt=\"\"\n                                width=\"920\"\n                                height=\"657\" \/>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-custom-container mt-0 mb-0 pt-24 pb-0 has-white-background-color has-background\" id=\"home-dynamic-stats\"><div class=\"container\">\n<h2 class=\"wp-block-heading has-text-align-center mb-4\" id=\"h-simplify-payments-improve-cash-flow-strengthen-trust\">Simplify payments. Improve cash flow. Strengthen trust.<\/h2>\n\n\n<div class=\"columns-block max-w-2000 overflow-hidden\" id=\"columns-block_6c9128faae0987edf1badd77db46ee3e\">\n    <div class=\"flex flex-wrap columns-block-container -mx-14 column-size-large -mt-12 justify-center\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-3\/5 xl:w-3\/5\"\n    id=\"column-block_873c0d5753fe5060ad545d341b8dae24\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-center justify-start\">\n\n<p class=\"has-text-align-center wp-block-paragraph\">PayTo enables merchants to receive payments in real time - no cards, no delays. With pre-authorised agreements and bank-grade security, PayTo minimises fraud and operational overhead while improving cash flow.<\/p>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container mt-0 mb-0 pt-24 pb-24\"><div class=\"container\"><div class=\"columns-block max-w-2000 overflow-hidden\" id=\"columns-block_2c7bfb8604e5c185041b0b43cbb9bdb7\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_7167614b42cea5de9fc8c72d1aaaba3e\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h5 id=\"h-real-time-payments\" class=\"wp-block-heading has-brand-blue-color has-text-color has-link-color mb-0 wp-elements-f2e8feead495cf019853a8faae40b0dd\">Real-time payments<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Funds move instantly - no waiting days like with traditional direct debit.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_7167614b42cea5de9fc8c72d1aaaba3e\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h5 id=\"h-reduced-fraud-and-chargebacks\" class=\"wp-block-heading has-brand-blue-color has-text-color has-link-color mb-0 wp-elements-7a72c8e47d21557c4bb1de9f411b338b\">Reduced fraud and chargebacks<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Consent authorised through customer banking apps, no card data required.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_7167614b42cea5de9fc8c72d1aaaba3e\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h5 id=\"h-frictionless-experiences\" class=\"wp-block-heading has-brand-blue-color has-text-color has-link-color mb-0 wp-elements-489adad5dadc82cf65f3d2b82c750605\">Frictionless experiences<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Customers approve payments in seconds from their bank app, easy and trusted.<\/p>\n\n<\/div>\n<\/div>\n\n\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-1\/2 lg:w-1\/4 xl:w-1\/4\"\n    id=\"column-block_7167614b42cea5de9fc8c72d1aaaba3e\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h5 id=\"h-one-api-every-payment-type\" class=\"wp-block-heading has-brand-blue-color has-text-color has-link-color mb-0 wp-elements-0c72db158b9a8f3d5404c875f2ef742a\">One API. Every payment type<\/h5>\n\n\n\n<p class=\"wp-block-paragraph\">Offer PayTo, credit, debit, and POS, all in one embedded, white-label solution that\u2019s built for scale.<\/p>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container mt-0 mb-0 pt-24 pb-24 has-soft-blue-to-lavender-gradient-background has-background\"><div class=\"container\"><div class=\"columns-block max-w-2000 overflow-hidden\" id=\"columns-block_2c7bfb8604e5c185041b0b43cbb9bdb7\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-start\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-4\/5 xl:w-1\/2\"\n    id=\"column-block_d6debf3449acb71b1592542c7a535b5c\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-start justify-start\">\n\n<h2 id=\"h-get-real-time-what-you-can-do-with-payto\" class=\"wp-block-heading mb-4\">Get real-time. What you can do with PayTo<\/h2>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:4rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"card-carousel-block -mx-4\" id=\"card-carousel-block_a0aea9823260dc54e7f3b6d100e7bacc\">\n        <div class=\"swiper card-carousel-swiper\">\n            <div class=\"swiper-wrapper items-stretch\">\n                                    <div class=\"flex self-stretch p-4 swiper-slide !h-auto\">\n                        <div\n   \t\t\t\t\t\t\tclass=\"flex flex-col justify-start w-full h-full p-8 bg-linear-to-b from-white to-brand-light-gray shadow-base rounded-4xl 2xl:p-12\">\n                                                            <img decoding=\"async\" src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/sites\/2\/2026\/09\/tick.png\" alt=\"\" class=\"w-8 h-8\">\n                                                                                                                <div class=\"mt-4 text-lg\">\n                                <p class=\"text-base leading-tight\">Embed PayTo using REST APIs and pre-built onboarding flows\r\n<\/p>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"flex self-stretch p-4 swiper-slide !h-auto\">\n                        <div\n   \t\t\t\t\t\t\tclass=\"flex flex-col justify-start w-full h-full p-8 bg-linear-to-b from-white to-brand-light-gray shadow-base rounded-4xl 2xl:p-12\">\n                                                            <img decoding=\"async\" src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/sites\/2\/2026\/09\/tick.png\" alt=\"\" class=\"w-8 h-8\">\n                                                                                                                <div class=\"mt-4 text-lg\">\n                                <p class=\"text-base leading-tight\">Reduce payment failures with real-time validation and approvals\r\n<\/p>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"flex self-stretch p-4 swiper-slide !h-auto\">\n                        <div\n   \t\t\t\t\t\t\tclass=\"flex flex-col justify-start w-full h-full p-8 bg-linear-to-b from-white to-brand-light-gray shadow-base rounded-4xl 2xl:p-12\">\n                                                            <img decoding=\"async\" src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/sites\/2\/2026\/09\/tick.png\" alt=\"\" class=\"w-8 h-8\">\n                                                                                                                <div class=\"mt-4 text-lg\">\n                                <p class=\"text-base leading-tight\">Enable real-time settlements for merchants \r\n<\/p>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"flex self-stretch p-4 swiper-slide !h-auto\">\n                        <div\n   \t\t\t\t\t\t\tclass=\"flex flex-col justify-start w-full h-full p-8 bg-linear-to-b from-white to-brand-light-gray shadow-base rounded-4xl 2xl:p-12\">\n                                                            <img decoding=\"async\" src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/sites\/2\/2026\/09\/tick.png\" alt=\"\" class=\"w-8 h-8\">\n                                                                                                                <div class=\"mt-4 text-lg\">\n                                <p class=\"text-base leading-tight\">Cut processing costs compared to cards or traditional direct debit \r\n<\/p>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"flex self-stretch p-4 swiper-slide !h-auto\">\n                        <div\n   \t\t\t\t\t\t\tclass=\"flex flex-col justify-start w-full h-full p-8 bg-linear-to-b from-white to-brand-light-gray shadow-base rounded-4xl 2xl:p-12\">\n                                                            <img decoding=\"async\" src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/sites\/2\/2026\/09\/tick.png\" alt=\"\" class=\"w-8 h-8\">\n                                                                                                                <div class=\"mt-4 text-lg\">\n                                <p class=\"text-base leading-tight\">Support recurring, one-off, or variable payments with ease\r\n<\/p>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                                    <div class=\"flex self-stretch p-4 swiper-slide !h-auto\">\n                        <div\n   \t\t\t\t\t\t\tclass=\"flex flex-col justify-start w-full h-full p-8 bg-linear-to-b from-white to-brand-light-gray shadow-base rounded-4xl 2xl:p-12\">\n                                                            <img decoding=\"async\" src=\"https:\/\/platforms.globalpayments.com\/en\/wp-content\/uploads\/sites\/2\/2026\/09\/tick.png\" alt=\"\" class=\"w-8 h-8\">\n                                                                                                                <div class=\"mt-4 text-lg\">\n                                <p class=\"text-base leading-tight\">Obtain seamless payer authorisation via mobile banking apps \r\n<\/p>\n                            <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n            <div class=\"flex flex-wrap items-end justify-end w-full px-4 mt-10 md:flex-nowrap\">\n                <div class=\"relative px-0 mb-4 md:mb-0 lg:pr-10\">\n                    <div class=\"swiper-pagination card-carousel-pagination swiper-pagination-grey\"><\/div>\n                <\/div>\n                <div class=\"flex items-center gap-3\">\n                    <button type=\"button\" class=\"cursor-pointer swiper-prev\"\n                        aria-label=\"Previous slide\">\n                        <svg width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"\n                            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <circle cx=\"20\" cy=\"20\" r=\"20\"\n                                class=\"transition-colors fill-brand-blue [.swiper-button-disabled_&]:fill-neutral-lighter\" \/>\n                            <path d=\"M23 26L17 19.5L23 13\" stroke=\"white\" stroke-width=\"2\" fill=\"none\" \/>\n                        <\/svg>\n                    <\/button>\n                    <button type=\"button\" class=\"cursor-pointer swiper-next\"\n                        aria-label=\"Next slide\">\n                        <svg width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"\n                            xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                            <circle cx=\"20\" cy=\"20\" r=\"20\"\n                                class=\"transition-colors fill-brand-blue [.swiper-button-disabled_&]:fill-neutral-lighter\" \/>\n                            <path d=\"M17 26L23 19.5L17 13\" stroke=\"white\" stroke-width=\"2\" fill=\"none\" \/>\n                        <\/svg>\n                    <\/button>\n                <\/div>\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container mt-0 mb-0 pt-12 pb-24\"><div class=\"container\"><div class=\"image-cta-block cta-bar-block bg-white shadow-base mt-2 mb-5 rounded-4xl p-8 md:p-10\">\n    <div class=\"max-w-5xl mx-auto\">\n        <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading has-text-align-center has-h-2-font-size mb-0\" id=\"h-what-is-payto\">What is PayTo?<\/h4>\n\n\n\n<p class=\"has-text-align-center has-2-xl-font-size wp-block-paragraph\">PayTo is Australia\u2019s new account-to-account payment system. It replaces outdated direct debit with faster, smarter, and more secure payment experiences.<\/p>\n\n<\/div>\n\n                    <div class=\"flex flex-wrap justify-center gap-4 mt-8\">\n                                    <a class=\"btn btn-blue\"\n                        href=\"https:\/\/go2platforms.worldpay.com\/hubfs\/Aus%20-%20PayTo\/%5BEbook%5D%20%20PayTo.pdf?_gl=1*bwh6dt*_gcl_au*MTQyMDE3ODA1MC4xNzkwMDcwNzE1\"\n                        target=\"\"\n                        >\n                        Download our e-book\n                    <\/a>\n                \n                                    <a class=\"btn gradient-outline-border cta-bar-outline\"\n                        href=\"https:\/\/go2platforms.worldpay.com\/hubfs\/Aus%20-%20PayTo\/PayTo%20brochure.pdf?_gl=1*sld052*_gcl_au*MTQyMDE3ODA1MC4xNzkwMDcwNzE1\"\n                        target=\"\"\n                        >\n                        Get the PayTo brochure\n                    <\/a>\n                            <\/div>\n            <\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-custom-container mt-0 mb-0 pt-24 pb-24 has-brand-light-gray-background-color has-background\"><div class=\"container\"><div class=\"columns-block mt-12 max-w-2000 overflow-hidden\" id=\"columns-block_c72b4e868a385818c3feb4733db01cc0\">\n    <div class=\"flex flex-wrap columns-block-container -mx-5 -mt-12 justify-center\">\n<div class=\"column-block flex flex-col mt-12 px-5  w-full md:w-full lg:w-3\/5 xl:w-3\/5\"\n    id=\"column-block_b6292dfd1ad9f23b8e1bcaf927d48791\">\n    <div class=\"flex flex-col flex-grow rounded-xl relative  bg-transparent items-center justify-start\">\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center has-h-2-font-size wp-block-paragraph\" id=\"h-ready-to-make-your-next-move\">Payment experiences \u2028designed for your software<\/p>\n\n\n\n<p class=\"has-text-align-center has-2-xl-font-size wp-block-paragraph\">Unleash powerful Embedded Payments technology that delivers on a better experience.<\/p>\n\n\n\n<div style=\"height:46px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div id=\"contact\" class=\"flex items-center justify-center w-full\">\n            <div class=\"w-full bg-white rounded-5xl shadow-base mb-6 p-8 \"\n            data-hubspot-form=\"07fd7eea-4507-476d-9673-20cba5696d8b\">\n            <script>\n                hbspt.forms.create({\n                    region: \"na1\",\n                    portalId: \"3781173\",\n                    formId: \"07fd7eea-4507-476d-9673-20cba5696d8b\",\n                    redirectUrl: \"\/en\/thank-you-get-a-demonstration\",\n                });\n            <\/script>\n        <\/div>\n    <\/div>\n\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1216","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v28.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PayTo | Global Payments for Platforms<\/title>\n<meta name=\"description\" content=\"Power a modern, flexible, account-to account payment experience with our award winning PayTo payment solution\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/platforms.globalpayments.com\/en\/payto\/\" \/>\n<meta property=\"og:locale\" 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